Should I Pay Off Debt or Invest? This calculator will help determine whether you should invest funds or pay down debt. You are viewing this website at a small screen resolution which doesn't support calculators. Click here to view this calculator. Have A Question About This Topic? Name Email Address Message Thank you! Oops! Related Content Leaving Your Lasting Legacy Want to do more with your wealth? You might want to consider creating a charitable foundation. Potential Income from an IRA Estimate your monthly and annual income from various IRA types. Risk Perspective Is it possible to avoid loss? Not entirely, but you can attempt to manage risk.